A decade ago, credit reports contained very little information and only focused on the number of credit applications and any negative behaviour.
The good news is, credit reports are now much more comprehensive, which means they also report on all your good behaviour, too!
When you apply for a loan or credit card, lenders may look at your credit report to see how healthy your credit score is. The report is a record of your credit history and includes whether or not you pay your creditors on time.
You can keep your credit score healthy by paying your bills — including credit cards — on time. You might also want to keep applications for credit to a minimum because you don't want lenders thinking you're racking up debt left, right and centre.
Need access to your credit report? Ask us how!
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Why choose a mortgage broker over going direct to a bank?
It's simple... We compare dozens of lenders, negotiate better rates, and make the whole process easy. Plus, we work for you – not the bank!
Let us help you secure a home loan that works in your best interests! 📲 🏡
#bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #ConstructionLoans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants
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We are very proud to be sponsoring The NSW Masters Over 40’s Rugby Union team as they battle for a gold medal at the Pan Pacific Masters Games!
Best of luck for the team and supporters!
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If 2024 is your year to buy (and there's still time!), here’s what you need to keep in mind:
🔵 Interest rates are higher than a few years ago, but there are still great deals out there
🔵 Government incentives are available, especially for first-time buyers
🔵 Pre-approvals are key to being competitive in negotiations with the seller
Don’t put it off – let’s get you ready to buy this year. DM us today to get started! 📲🏡
#bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #constructionloans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants
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First off, let us point out these ideas might not make sense for your unique situation.
In the meantime, to give you some inspiration, here are five smart ways you can pay off your mortgage faster:
1️⃣ Switch to fortnightly payments
2️⃣ Refinance to a lower rate
3️⃣ Pay extra when possible
4️⃣ Avoid unnecessary fees
5️⃣ Use an offset account
For tailored guidance, reach out to us for a no strings chat! 📲🏡
#bestinterestbrokers #mortgagebrokers #mortgage #broker #finance #interestrates #homeloans #businessloans #bridgingloans #ConstructionLoans #smsfloans #equipmentfinance #personalloans #refinancing #purchasing #investing #homeownership #lendingexperts #northernbeachesmums #nswproperty #nswrealestate #goldcoastmums #qldrealestate #queenslandhomes #accountants
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